Notice of summons to Shareholders' Meeting

Each person entitled to vote is summoned to the Ordinary Shareholders' Meeting to be held, in one single sitting, at 9.30 am on 29th April 2014 at the Company head offices in Verona, via Torricelli, 44/a, to deliberate on the following items on the agenda:
1. Proposal to approve the financial statement at 31st December 2013 and consequent resolutions;
2. Proposed appointment of a director in accordance with art. 2386 of the Civil Code;
3. Remuneration Report ex article 123-ter of Leg. Dec. 58/1998.

Documentation
The documentation relating to the items on the agenda will be available to the public at the Company’s registered office and at Borsa Italiana S.p.A. and will be published on the Company website at www.caditgroup.com, in the Investor Relations sections, in accordance with the norms in force.

Shareholder Meeting participation
In relation to participation and voting at the Shareholders’ Meeting, it is hereby specified that:
- in accordance with article 83 sexies of Leg. Dec. 58/1998 (hereinafter “TUF”), those who possess the right to vote at the end of the seventh accounting day of open market prior to the date set for the meeting (i.e. 16th April 2014), notice of which has been sent to the Company by means of a broker within the end of the third accounting day of open market prior to the date set for the meeting (i.e. 24th April 2014), will be allowed to participate at the meeting. Those who are shareholders only after 16th April 2014 will not have the right to take part and vote at the meeting;
- in accordance with TUF article 135 novies, each person entitled to vote can be represented upon written or conferred through a digitally signed electronic document delegation, in accordance with the laws in force, by using the delegation at the bottom of the attendance notice issued by the authorised broker or the form that can be downloaded from the www.caditgroup.com website, Investor Relations section. Said delegation can be sent to the Company by registered post to its head office address or by certified e-mail to investor.cadit@registerpec.it.
Prior notice does not exempt the delegated person from the obligation to prove that his/her delegation conforms to the original of the notified copy as well as his/her identity at the moment of acknowledgment and access into the meeting.
- Voting procedures by post or electronic means are not allowed.
In relation to the items on the Shareholders’ Meeting agenda, it is hereby specified that:
- in accordance with TUF article 127 ter, each person entitled to vote can propose questions in relation to the items on the agenda, even before the Meeting, sending them by registered post to the Company head office or by certified e-mail to investor.cadit@registerpec.it within the end of the second open market day prior to the date set for the Shareholders’ Meeting (i.e. by 26th April 2014). The questions will be answered at the latest during the Meeting itself and the Company has the right to provide one answer to questions on the same content.

Additions to the agenda and new deliberation proposals
In accordance with TUF article 126 bis, those Shareholders who, also jointly, represent at least one fortieth of the Company capital, can ask for other items to be added to the agenda within ten days of publication of this notice, indicating the topics they wish to be discussed in their request or submit proposals on items already on the agenda; the requests, together with the certificate of possession of the above mentioned share, should be sent via registered post to the Company head office by registered post or certified e-mail to investor.cadit@registerpec.it, on condition that they are received by the Company within ten days after summons to the meeting has been published.
In any case, each person entitled to vote may individually submit deliberation proposals during the Shareholders’ Meeting.
It is to be remembered that, in accordance with the law, the addition of items for Shareholders’ Meeting deliberation that regard Board of Directors' proposals or based on a project or a report drafted by the same is not allowed.
The terms and conditions for the exercise of such rights are published on the Company's website www.caditgroup.com, Investor Relations section.

For the Board of Directors
The Chairman
Giuseppe Dal Cortivo